Invoice Finance: A powerful funding solution

Invoice Finance

Breadalbane Finance understands how important day to day cash flow is for your business, particularly in today’s financial climate. We don’t believe anyone in the market can match our skills, experience or knowledge to assist you in finding the right solution and funding partner.

Invoice Finance is the umbrella terminology for the products below and is an incredibly flexible funding solution that, once in place, can generate an immediate injection of cash against your unpaid invoices. For added comfort, most funders will offer protection against bad debt losses.

Invoice Financing is used:

  • To release up to 100% of your approved unpaid invoices
  • As your company’s principle working capital facility
  • To release monies for capital purchase, debt restructuring, refinancing or as part of a crown assist strategy


Factoring is the full service solution for releasing funds tied up in your unpaid invoices. Factoring offers a full sales ledger administration service, including credit control, which means that you can focus on running your business. It can be either fully disclosed or done on a confidential basis. It can also be tailored to suit your business and is designed to grow in line with your turnover, allowing you the comfort and control of having the right working capital facility in place for the life of your business.

Invoice Discounting

Invoice Discounting allows you to release the cash tied up in your unpaid invoices and generate the maximum working capital from the sales ledger balance, without the full sales ledger services associated with Factoring.

Construction Finance

In an industry which is finding it increasingly difficult to get traditional bank funding, many of our clients come to us for innovative, industry-specific funding solutions. Whether you are looking for a combination of facilities over a syndicate of specialist lenders, or a funding solution under one roof, we have an unparalleled knowledge of UK lenders and a proven track record of securing bespoke funding for firms in the construction industry.